Opportunity Cost Calculator

Compare the monthly cost of buying a home against your current cost (e.g. rent).

Purchase

%
E.g. consideration cost, per month. Use "Build from list" to total up itemized one-off/annual costs into a monthly figure instead.

%
Expected annual return if this money were invested elsewhere instead. Applied to the down payment for the financed scenario, and to the full purchase price for the cash scenario.
%
Only applied when property type is "House/Apartment". Estimates ongoing maintenance as a percentage of the other monthly costs entered above.

Additional cost adjustments

Anything else that changes your monthly cost, e.g. "Increased insurance costs".

NameAmountFrequencyEffect

Monthly cost comparison

Current cost
€0.00
Buying — financed
€0.00
Buying — paid in cash (whole price)
€0.00
Component (per month)FinancedCash (whole price)